rp 77RP77. EXPLANATORY NOTE FOR EMPLOYEE WHEN APPLYING TO AN EMPLOYER FOR A. LUMP SUM. This form may be used by an employee. A. who considers that heshe is entitledOJK mencatat outstanding pembiayaan P2P lending mencapai Rp 77,07 triliun pada Desember 2025. Pendanaan perbankan mendominasi, meski fintech