bima 12PMSBY Scheme: The 12 Rupees Insurance Scheme. The Pradhan Mantri Suraksha Bima Yojana (PMSBY), popularly known as the 12 Rupees insurance scheme is one of the three socialJadwal Kereta Api Bima Malang Surabaya Gubeng, Malang Jakarta, Jakarta Surabaya Gubeng, Rute dan Tarif KA Bima Malang Jakarta, Jakarta Surabaya. ... Dari Malang ke Surabaya KA Ekonomi Penataran : 04.30, 07.07, 12.20, 17.05,